Our online car finance facility has been specifically designed to help customers who may have had a poor credit history to find a car that fits within their monthly budget.
With access to 14 different lenders, we are able to find the terms which best suit a customers particular credit profile
Our "soft search" technology protects a customers credit rating
Saves customers having to "shop around" making multiple credit applications
Quick and very convenient service
Free of charge and no obligation quotes
Sub-prime finance is not guaranteed and may cost more than finance provided by a prime lender. We will try to obtain finance for you but there is no guarantee. It may be from a sub-prime lender, and if so, the cost of finance may likely be at a higher rate than prime lenders offer.
Complete the brief online application to receive an instant decision at any time of day or night
One of our customer services team will be happy to answer any queries you may have
Obtain a credit limit that suits your ideal monthly budget
Visit the dealership to test drive a selection of cars that you already know are affordable
Anyone can apply provided you:
Are aged 22 years or over
Hold a full UK provisional or full licence
Are currently employed or self employed earning in excess of £850 per month (after tax)
Have been resident in the UK for over 3 years
27.9% APR Representative
Credit rating explained:
A lender will tend to judge your finance application based on two key areas:
i) how you have paid credit in the past (i.e. your 'credit history')
ii) your overall current 'profile' (i.e. how long you have been at your address and how long you have been in your current job etc.)
The lender will then combine these two elements to create an overall 'credit score' or 'credit rating' for you as a potential customer
With access to 14 lenders, we are therefore able to cater for most credit statuses
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Please contact a member of our sales team:
01608 642014
Enquire now